Time-based cashflows
Define payments, accruals, fees and rate resets on any frequency or calendar. Schedules drive the whole life of an account — and projecting them forward is how you see what a deal does before it does it.
scheduling — screenshot pendingBalances over a projected schedule
Live balances rolled forward across a full schedule of payments, fees and capitalised interest. Every figure traces back to an event, so the projection and the audit trail are the same thing.
lending account — screenshot pendingDouble-entry general ledger
Posting groups and posting rules define how every transaction is accounted for. Full multi-currency with FX profit and loss on revaluation, and period-end close-outs that tie back to the underlying movements.
books — screenshot pendingDesign instruments in plain English
Describe a new account type in plain language. The designer understands the configuration model, prototypes the account-creation screens in a sandbox, and projects transactions across the whole life of an account — all at runtime, no code.
account designer — screenshot pendingParties and the relationships between them
Configurable counterparty types and roles, with the relationships that connect them — shareholdings, directorships, trustees and more. The same model carries borrowers, investors and legal entities.
counterparties — screenshot pendingBranded, scheduled and on demand
Scheduled and ad-hoc account statements, emailed automatically to the account owner with operating-entity branding. Generated from the same ledger the rest of the platform runs on.
statements — screenshot pendingAged debtors through to collector action
Age every debtor automatically and fire day-triggered actions off each ageing run. Capture and track promises to pay, and automate collector activity — all from the same ledger that carries the arrears.
collections — screenshot pending